ft finance



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your trusted

finance partner

We specialise in providing innovative bridging finance solutions supported by property transactions. At FT Finance, we understand the time-sensitive nature of bridging loans, and our dedicated team is committed to delivering quick and flexible funding options to bridge the gap between concluding a sale and registration of transfer

With our deep expertise in the property and finance industries, we carefully assess your unique needs and tailor our services to ensure a seamless experience. Our competitive rates, transparent terms, and exceptional customer service set us apart as your go-to boutique bridging finance company. Trust FT Finance to be your reliable partner in overcoming financial hurdles with confidence.


Bridging finance solutions supported by property transactions. Allowing access to up to 80% of the net proceeds due to you in the following forms:

Seller’s Advances

Used for rates/levy clearances, or towards the deposit on your next home

Commission Advances

Access to future income when

needed most

Mortgage Advances

Start those renovations sooner than you thought


What is bridging finance?

Bridging finance is a financial solution that allows access to cash that is tied up in property transactions that would traditionally only be made available once a property transfers

What information is required to apply?

We need our application forms completed and signed and a copy of your ID and proof of address. The rest is provided by the attorneys

What can bridging finance be used for?

  • access to commission owed on a sale prior to transfer of a property
  • allowing the seller access to funds to pay for rates/levy clearance, or the deposit on the next property
  • access to pending mortgage bond funding prior to the bank paying out so you can start renovations sooner than expected, or for a deposit on another property

How long does it take for funds to be paid?

Once all information is received and everything is in order, we can pay out on the same day. We also have fast payment facilities to make sure the money reflects in your account immediately if requested

Why bridging finance over a traditional loan?

Bridging finance can be put in place relatively quickly and can be used as a stop gap before bank funding is made available. The speed and flexibility make it a great short-term solution instead of traditional bank funding

How much can you access and what does it cost?

We can advance up to 80% of the net proceeds due to you and we only charge a daily discounting fee as a percentage of the amount advanced. No hidden raising fees or legal fees and the final cost is based on the amount advanced and the length of time it takes to be paid back. Simple as that!

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FT Finance (Pty) Ltd - An authorised credit provider – NCRCP15332